Updates and Briefing Papers

The Effect of COVID-19 and Challenges on UK Insurance

• FOIL

The outbreak of the COVID-19 pandemic in early 2020 sent shockwaves across the globe, disrupting industries and economies in unprecedented ways. Among the sectors significantly impacted was the insurance industry, particularly in the United Kingdom. This article delves into the effects of COVID-19 on the UK insurance landscape, the challenges it presented, and how insurers in England have adapted to these changes, paving the way for innovative solutions in the future.

Case Spotlight – Armstead v RSA

• FOIL

The case of Armstead v Royal and Sun Alliance Insurance Company Limited involved a dispute where Ms. Lorna Armstead hired a car from Helphire Limited and was involved in an accident caused by the negligent driving of a third party insured by Royal & Sun Alliance Insurance Company Ltd (RSA).

Survey – Personal Injury Discount Rate

• FOIL

As many of you will be aware, the Ministry of Justice has issued a further Call for Evidence to assist the PIDR Expert Panel before they provide advice to the Lord Chancellor.

Statutory review of the Whiplash Tariff: Call for Evidence

• FOIL

The Civil Liability Act 2018 ushered in significant reforms to the compensation process for low-value road traffic accident (RTA) related personal injury claims, particularly those involving whiplash injuries.

Recent developments in Automated Vehicles Legislation in UK

• FOIL

The UK has been making significant strides in automated vehicle legislation, which will have a profound impact on the future of insurance. The government is set to bring forward an Automated Vehicles Bill, paving the way for the use of self-driving vehicles.

Case Spotlight – Paul, Purchase and Polmear

• FOIL

Paul and another (Appellants) v Royal Wolverhampton NHS trust (Respondent); Polmear and another (Appellants) v Royal Cornwall Hospitals NHS Trust (Respondent); Purchase (Appellant) v Ahmed (Respondent) [2024] UKSC 1

Discount Rate Update

• FOIL

This further Call for Evidence by the Ministry of Justice is intended to assist the PIDR Expert Panel in the process of obtaining up-to-date data and information on a wide range of topics relevant to modelling claimants’ likely return on investment.

Serious Injury Guide

• FOIL

The APIL/FOIL Guide to the Conduct of Cases Involving Serious Injury (the Serious Injury Guide) was developed following years of collaborative work between APIL, FOIL and a number of major insurers.

Sports SFT Roundtable write up

• FOIL

When it comes to insuring for first party sports injuries and medical expenses for professional sports, it is important to understand the respective needs of those clubs and teams as well as the coverage available.

The European Commission’s proposed revision of the Package Travel Directive

• FOIL

Last week the European Commission proposed reform of the Package Travel Directive from which the United Kingdom’s Package Travel Regulations are derived.

Including claimant data on the Register of Judgments, Orders and Fines

• FOIL

Guideline Hourly Rates for 2024 published

• FOIL

The Master of the Rolls has confirmed that he has accepted the recommendations of the Civil Justice Council’s 2023 Costs Review.